I was lucky that wall between road and neighbor's garden was low (aligned with my upper step) so water started to flush over wall into garden.
Neighbor's house is on much higher part so water never came to his house.
My garage was wet, but inside was nothing that could be damaged. So actually no damage to me (except wet garage doors and walls)
Neighbor below me (his house you can see on photo) had big damage. Whole ground floor was flooded. 3 bedrooms, kitchen, living room, bathroom. And boiler room (for heating whole house) on other side.
Scary is that all happened in one hour of very heavy rain.